Heirloom presents a diversified, niche portfolio of small, UK based litigation claims – fully backed by insurance and targeted to deliver 12-15% annualized interest, paid quarterly.
This is an excellent opportunity to put your capital to work quickly with a genuinely uncorrelated asset class, strong capital protection, and a shorter lock-up.
Litigation finance – a quick overview
Litigation finance is when a third party invests in a lawsuit by funding the plaintiff or plaintiff’s law firm in exchange for a share of the verdict or settlement. It plays an important role in the UK’s legal system, offering claimants the chance to secure access to justice by allowing the merits of the case to determine the outcome, rather than which side is better resourced. As an investment opportunity, it is more insulated from the global economy, and can provide diversification for a traditional investment portfolio.
Unlike many litigation finance opportunities, the claims in our niche portfolio fall under established precedents or quasi-governmental compensation programs, which should increase the chance of success and reduce the length of the court process. And that should mean attractive target returns and higher liquidity than most litigation finance opportunities.
Why we like this niche investment

Target 12-15%
annualized interest

Insurance
-backed

Diversified underlying
portfolio

High capital
protection

Shorter
duration
Want to know more?
Please share your contact details and we’ll be in touch with more information about this niche litigation finance opportunity.
Or call/email us on +44 20 8058 7485 or legalfinance@heirloominvesting.com and we’ll be happy to discuss any questions you might have.
A truly uncorrelated asset class with clear benefits¹
Attractive Target Returns
- Target 12-15% annualized interest (depending on lock-up selected), paid quarterly
- Return is primarily earned through administrative effort rather than taking on material risk of capital loss
Capital is fully deployed immediately, working to earn return for the entirety of the investment period. This is in contrast to most litigation fundings, that often have low return on committed capital.
Diversified And Insurance-Backed
- 1,000s of small consumer claims (<25,000 GBP), most of which do not carry high legal risk
- All claims carry full insurance coverage (of both adverse costs and own costs) in case the claim is unsuccessful
All cases are supported by advice from three solicitors as to the merits of the case generally; and each individual claim is affirmed by an independent solicitor as having at least a 60% probability of success. The history of these claims to date shows that 75%+ have been successful.
Short Duration
- 9-14 months expected duration of each claim is shorter than most litigation finance cases
- This timing provides faster realization of return and lower valuation uncertainty
The majority of fundings are small litigation claims, backed by strong UK case law. These claims generally fall under points of law that have already been won, commonly referred to as established precedent, so with proper vetting of individual claims the odds of success should be quite high, and the court process shorter.
In-Depth Experience
- A strong focus on uncorrelated investments for 10+ years
- Litigation finance has been a top theme since 2011
The Heirloom team has in-depth experience in litigation finance, having already ventured into legal lending opportunities globally.
¹Heirloom Opinion
Want to know more?
Please share your contact details and we’ll be in touch with more information about this niche litigation finance opportunity.
Or call us on +44 20 8058 7485 and we’ll be happy to discuss any questions you might have.