Heirloom presents a diversified, niche portfolio of small, UK based litigation claims – fully backed by insurance and targeted to deliver 12-15% annualized interest, paid quarterly.

This is an excellent opportunity to put your capital to work quickly with a genuinely uncorrelated asset class, strong capital protection, and a shorter lock-up.

Litigation finance – a quick overview

Litigation finance is when a third party invests in a lawsuit by funding the plaintiff or plaintiff’s law firm in exchange for a share of the verdict or settlement. It plays an important role in the UK’s legal system, offering claimants the chance to secure access to justice by allowing the merits of the case to determine the outcome, rather than which side is better resourced.   As an investment opportunity, it is more insulated from the global economy, and can provide diversification for a traditional investment portfolio.

Unlike many litigation finance opportunities, the claims in our niche portfolio fall under established precedents or quasi-governmental compensation programs, which should increase the chance of success and reduce the length of the court process. And that should mean attractive target returns and higher liquidity than most litigation finance opportunities.

Why we like this niche investment

Target 12-15%
annualized interest

Insurance
-backed

Diversified underlying
portfolio

High capital
protection

Shorter
duration

Want to know more?

Please share your contact details and we’ll be in touch with more information about this niche litigation finance opportunity.

Or call/email us on +44 20 8058 7485 or legalfinance@heirloominvesting.com and we’ll be happy to discuss any questions you might have.

A truly uncorrelated asset class with clear benefits¹

Attractive Target Returns

Attractive Target Returns

  • Target 12-15% annualized interest (depending on lock-up selected), paid quarterly
  • Return is primarily earned through administrative effort rather than taking on material risk of capital loss

Capital is fully deployed immediately, working to earn return for the entirety of the investment period. This is in contrast to most litigation fundings, that often have low return on committed capital.

Diversified And Insurance-Backed

Diversified And Insurance-Backed

  • 1,000s of small consumer claims (<25,000 GBP), most of which do not carry high legal risk
  • All claims carry full insurance coverage (of both adverse costs and own costs) in case the claim is unsuccessful

All cases are supported by advice from three solicitors as to the merits of the case generally; and each individual claim is affirmed by an independent solicitor as having at least a 60% probability of success. The history of these claims to date shows that 75%+ have been successful.

Short Duration

Short Duration

  • 9-14 months expected duration of each claim is shorter than most litigation finance cases
  • This timing provides faster realization of return and lower valuation uncertainty

The majority of fundings are small litigation claims, backed by strong UK case law. These claims generally fall under points of law that have already been won, commonly referred to as established precedent, so with proper vetting of individual claims the odds of success should be quite high, and the court process shorter.

In-Depth Experience

In-Depth Experience

  • A strong focus on uncorrelated investments for 10+ years
  • Litigation finance has been a top theme since 2011

The Heirloom team has in-depth experience in litigation finance, having already ventured into legal lending opportunities globally.

¹Heirloom Opinion

Want to know more?

Please share your contact details and we’ll be in touch with more information about this niche litigation finance opportunity.

Or call us on +44 20 8058 7485 and we’ll be happy to discuss any questions you might have.

Disclaimer:
This page is for information purposes only and is not intended as an offer or solicitation to invest. The material in this document is intended only as a reference and should not be relied upon as investment advice or for any other disclosure purposes.
Past performance is not indicative of future results and there can be no guarantee that this strategy will achieve its investment objective.
This page is based upon sources of information believed to be reliable but no warranty or representation, expressed or implied, is given as to its accuracy or completeness. All opinions and estimates contained in this document constitute the Heirloom’s judgment as of the date of this report, are subject to change without notice and are provided in good faith but without legal responsibility. We assert that the reader is solely liable for their interpretation and use of any information contained within this document.
Any investment involves a degree of risk, including the risk of total loss. The risk information presented herein endeavours to capture some but not all risks associated with an investment strategy or product.
Litigation finance, like all investments, is speculative in nature. It involves substantial risk of loss due to low liquidity and binary outcomes. We encourage our investors to evaluate the opportunity very carefully and to make independent investigations before making an investment into litigation funding of any type. Success of any particular claim depends on the claim’s facts and circumstances, as well as the law and interpretations thereof, which are subject to change. Though most claims are insured, the financial viability of the insurer cannot be guaranteed. Therefore, we cannot warrant or guarantee the success of any litigation financed through Heirloom.